Ripple XRP, currently sitting solidly at 3rd on the Market Cap rankings (although briefly overtaking Ethereum earlier in the year) is another worthy choice for cryptocurrency buyers.
Ripple’s XRP is the digital currency of the Ripple network, which has seen significant growth this year on the back of positive involvement from the banking community, with 47 Japanese banks moving towards using the Ripple project.
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About Ripple XRP
Ripple itself is an open payment network developed to remove the shackles and ‘walled gardens’ of traditional financial institutions e.g. banks, building societies, credit cards, PayPal, all of which can and often will either slow down a transaction or charge additional fees.
The Ripple website describes XRP as:
It’s the fastest and most scalable digital asset, enabling real-time global payments anywhere in the world.
Built for enterprise use, XRP offers banks and payment providers a reliable, on-demand option to source liquidity for cross-border payments.
Having initially gained a large amount of capital during its development, over half of the initial venture capital came from the banking sector, proving that the financial institutions of the world can see the value that Ripple and a system which allows for transactions in any unit of value, currency or token can bring to their businesses.
In terms of cryptocurrency performance, it has gained considerable momentum of late, seeing a marked surge earlier this year. Even seeing a 100 percent increase in value within a 24-hour period in late March, eventually overtaking Ethereum for Market Cap for a brief period.